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Payment Options

We, at GemsRatna, provide our customers with a wide range of payment options as stated below:

For customers within India:

1. Credit Cards / Debit Cards:

Using the 'CCAvenue' payment gateway integrated on our website, you can pay online using your Debit Card and Credit Card without any additional or hidden fees. We accept payments through VISA, MASTERCARD, MAESTRO, RUPAY, JCB and AMEX Cards. You simply need to select 'Debit Cards' or 'Credit Cards' option as the payment method on the Payment Gateway page after you select CCAvenue as your Payment Method.

2. NetBanking (Internet Banking):

Our integrated payment gateway CCAvenue also allow you to pay through NetBanking facility of your respective banks. All you need to do is selecting NetBanking as the payment option, select the bank through which you have NetBanking facility and transfer the amount online.

3. Direct Bank Deposit:

In case you do not want to do an online payment, or if you are unaware of the online payment procedure, you can simply deposit or transfer the amount directly to our Company's Bank Account. Following are our bank account details for your reference:

1.HDFC BANK LTD:

Account Holder Name: AGAMA SAR RETAIL PRIVATE LIMITED
Branch: Greenfields Colony, Faridabad
Account Number:
IFSC Code: HDFC0002535

2. ICICI BANK LTD:

Account Holder Name: AGAMA SAR RETAIL PRIVATE LIMITED
Branch: Sector 35, Faridabad
Account Number:
IFSC Code: ICIC0000857

4. PayTM / Mobikwik / Freecharge / Jio Money:

The online payment gateway also allows our customers to transfer the money through the popular e-wallets like - PayTM, MobiKwik, Freecharge, and Jio Money.

5. EMI (Equated Monthly Installments):

Now, you can buy your favorite gemstones & related products on easy EMIs. You are eligible for EMI on a purchase of above Rs 5,000 and if you have Credit Cards issued by the following banks. [Note: We have also listed the banks which provide EMI to their Debit Cardholders also, separately in the list below]:

Issuing BankTenure
Rate of Interest
IndusInd Bank3 months14.0%
Visa & Mastercard Only6 months14.0%
 9 months14.0%
 12 months14.0%
Kotak Mahindra Bank3 months12.0%
Visa & Mastercard Only6 months12.0%
 9 months14.0%
 12 months14.0%
 18 months15.0%
 24 months15.0%
ICICI Bank3 months13.0%
Visa & Mastercard Only6 months13.0%
 9 months13.0%
 12 months13.0%
Axis Bank3 months12.0%
Visa & Mastercard Only6 months12.0%
 9 months13.0%
 12 months13.0%
American Express3 months12.0%
AMEX Only6 months12.0%
 9 months12.0%
 12 months12.0%
RBL Bank3 months13.0%
Visa & Mastercard Only6 months13.0%
 9 months13.0%
 12 months13.0%
 18 months13.0%
 24 months13.0%
Corporation Bank6 months16.0%
Visa & Mastercard Only12 months18.0%
 24 months18.0%
HSBC Bank3 months12.5%
Visa & Mastercard Only6 months12.5%
 9 months13.5%
 12 months13.5%
 18 months13.5%
Central Bank of India3 months13.0%
Visa & Mastercard Only6 months13.0%
 9 months14.0%
 12 months14.0%
Standard Chartered Bank3 months13.0%
Visa & Mastercard Only6 months13.0%
 9 months14.0%
 12 months14.0%
 18 months15.0%
 24 months15.0%
   
EMI for DEBIT CARD holders: 
ICICI Bank3 months13.0%
Visa & Mastercard Only6 months13.0%
 9 months13.0%
 12 months15.0%
 24 months15.0%
Contact GemsRatna.com Support Contact Us
Contact GemsRatna.com Support   Contact Us
Contact GemsRatna.com Support
Message us at
+91 78388 74188
Email Us at
support@gemsratna.com