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Payment Options

We, at GemsRatna, provide our customers with a wide range of payment options as stated below:

For customers within India:

1. Credit Cards / Debit Cards:

Using the 'CCAvenue' payment gateway integrated on our website, you can pay online using your Debit Card and Credit Card without any additional or hidden fees. We accept payments through VISA, MASTERCARD, MAESTRO, RUPAY, JCB and AMEX Cards. You simply need to select 'Debit Cards' or 'Credit Cards' option as the payment method on the Payment Gateway page after you select CCAvenue as your Payment Method.

2. NetBanking (Internet Banking):

Our integrated payment gateway CCAvenue also allow you to pay through NetBanking facility of your respective banks. All you need to do is selecting NetBanking as the payment option, select the bank through which you have NetBanking facility and transfer the amount online.

3. Direct Bank Deposit:

In case you do not want to do an online payment, or if you are unaware of the online payment procedure, you can simply deposit or transfer the amount directly to our Company's Bank Account. Following are our bank account details for your reference:

1.HDFC BANK LTD:

Account Holder Name: AGAMA SAR RETAIL PRIVATE LIMITED
Branch: Greenfields Colony, Faridabad
Account Number: 50200023118865
IFSC Code: HDFC0002535

2. ICICI BANK LTD:

Account Holder Name: AGAMA SAR RETAIL PRIVATE LIMITED
Branch: Sector 35, Faridabad
Account Number: 085705001173
IFSC Code: ICIC0000857

4. PayTM / Mobikwik / Freecharge / Jio Money:

The online payment gateway also allows our customers to transfer the money through the popular e-wallets like - PayTM, MobiKwik, Freecharge, and Jio Money.

5. EMI (Equated Monthly Installments):

Now, you can buy your favorite gemstones & related products on easy EMIs. You are eligible for EMI on a purchase of above Rs 5,000 and if you have Credit Cards issued by the following banks. [Note: We have also listed the banks which provide EMI to their Debit Cardholders also, separately in the list below]:

Issuing Bank Tenure
Rate of Interest
IndusInd Bank 3 months 14.0%
Visa & Mastercard Only 6 months 14.0%
  9 months 14.0%
  12 months 14.0%
Kotak Mahindra Bank 3 months 12.0%
Visa & Mastercard Only 6 months 12.0%
  9 months 14.0%
  12 months 14.0%
  18 months 15.0%
  24 months 15.0%
ICICI Bank 3 months 13.0%
Visa & Mastercard Only 6 months 13.0%
  9 months 13.0%
  12 months 13.0%
Axis Bank 3 months 12.0%
Visa & Mastercard Only 6 months 12.0%
  9 months 13.0%
  12 months 13.0%
American Express 3 months 12.0%
AMEX Only 6 months 12.0%
  9 months 12.0%
  12 months 12.0%
RBL Bank 3 months 13.0%
Visa & Mastercard Only 6 months 13.0%
  9 months 13.0%
  12 months 13.0%
  18 months 13.0%
  24 months 13.0%
Corporation Bank 6 months 16.0%
Visa & Mastercard Only 12 months 18.0%
  24 months 18.0%
HSBC Bank 3 months 12.5%
Visa & Mastercard Only 6 months 12.5%
  9 months 13.5%
  12 months 13.5%
  18 months 13.5%
Central Bank of India 3 months 13.0%
Visa & Mastercard Only 6 months 13.0%
  9 months 14.0%
  12 months 14.0%
Standard Chartered Bank 3 months 13.0%
Visa & Mastercard Only 6 months 13.0%
  9 months 14.0%
  12 months 14.0%
  18 months 15.0%
  24 months 15.0%
     
EMI for DEBIT CARD holders:  
ICICI Bank 3 months 13.0%
Visa & Mastercard Only 6 months 13.0%
  9 months 13.0%
  12 months 15.0%
  24 months 15.0%
Contact GemsRatna.com Support Contact Us
Contact GemsRatna.com Support   Contact Us
Contact GemsRatna.com Support
CALL US AT
+91 78388 74188
09.00 AM - 06.00 PM (IST)
EMAIL US
info@gemsratna.com